You drive back from home to realise that your house has been?
It is better this way than a partial loss when everything is lost but still there to see damaged beyond repair. You are blessed that you were not home and injured. It is a difficult chore but can be done. You will need to notify the credit card companies to reissue credit cards, banks and utility companies can reprint your statements or send them electronically. You will need to order a new certified birth certificate from the state and county you were born in. Then go to DPS and get a replacement DL. Then start on your passport. Hopefully a lot of your pictures can be replaced through family members. You can find many of the same misc things you had at garage and estate sales. This is your opportunity to update your wardrobe. I pray this tragedy will bring you closer to God and know those who truly care about your.