If you can only afford to pay rent OR bills , how do you pick?
Pick rent always. Most of these other bills can be brought up to date with interest, but unpaid rent gets you evicted. Once you are out on the street, you wont care about utilities, and so far as student loan or credit card debt goes, you cant get blood from a stone. You will be homeless, so no telephone to answer. You will have no bank account so student loans cant seize it. Pay your rent.